T: 0208 058 0414 - FCA Number: 1023832
T: 0208 058 0414 - FCA Number: 1023832
Adverse/Bad credit can come in several forms but remember, different lenders will have different criteria for lending money, some lenders will treat you more favourably than others.
A good mortgage adviser will be able to find the right deal for you and advise on steps you can take to improve your credit for mortgage purposes. Whether you have defaults, missed payments, CCJs or debt management plans in the background, there often is a solution out there for you.
CCJs - The reason, as well as the amount, the date it was registered, and whether or not it's been satisfied are all factors that can help your mortgage adviser find the most appropriate solution for you. Defaults & Missed credit commitments are also something to consider. The amount and the dates can all affect finding the right mortgage solution.
Debt management plans in the background can make it tough to secure a mortgage. In this instance you are looking mostly at specialist lenders and most will require the debt management plans to be satisfied.
To find out how you can improve your overall credit and view your Credit Report, simply click the link below to get started...
Smile Finance Limited is registered in England and Wales with Registration Number 16102809 | Registered Office: 128 City Road, London, Islington, EC1V 2NX | ICO No. ZB821665 | Smile Finance Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Number 1023832) | The Right Mortgage Limited. Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH | Registered in England and Wales. Company no. 08130498
Some forms of buy-to-let mortgage are not regulated by the Financial Conduct Authority. the guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Telephone calls made to us may be recorded and used for training and/or regulatory monitoring purposes.
Copyright ©2025, Smile Finance Limited. All Rights Reserved.
Copyright ©2025, Smile Finance Ltd
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