First Time Buyer

As a First Time Buyer the mortgage process is the same but there are some benefits outlined below: You’re chain free meaning you don’t have a home to sell before buying. Having to sell your existing home first can really delay the home buying process, therefore being a first time buyer can appeal more to sellers and agents who need to sell fast. Special schemes are available to first time buyers. These include ‘first home scheme’, ‘shared ownerships’ and ‘right to buy’ that aren't available to anyone else.

Smile Finance Limited is registered in England and Wales with Registration Number 16102809 | Registered Office: 128 City Road, London, Islington, EC1V 2NX | ICO No. ZB821665 | Smile Finance Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority (FCA Number 1023832) | The Right Mortgage Limited. Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH | Registered in England and Wales. Company no. 08130498

Some forms of buy-to-let mortgage are not regulated by the Financial Conduct Authority. the guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Telephone calls made to us may be recorded and used for training and/or regulatory monitoring purposes.

Straight-forward friendly, professional Mortgage and Insurance advice

First Time Buyer

First Time Buyer

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